Payment Plans


At Coastal Smiles, we believe that everyone deserves access to quality dental care. We offer several flexible payment options to help make your dental treatments more affordable and accessible.

Interest-Free Payment Plans

We understand that dental treatments can sometimes be unexpected and costly. To ease the financial burden, Coastal Smiles offers interest-free payment plans through our trusted partners:

Zip Money

  • Enjoy interest-free repayments.
  • Flexible payment terms.
  • Quick and easy application process.
  • Apply online or in-practice.


  • Split your payments into easy, manageable instalments.
  • Choose from various payment plan options.
  • No interest, ever.
  • Apply online or during your visit.

National Dental Plan

  • Pay for your treatment over time.
  • No interest on the amount financed.
  • Affordable weekly or fortnightly payments.
  • Fast approval process.

How to Apply

Applying for any of our payment plans is simple and can be done in a few easy steps:

1. Visit our practice or contact us to discuss your treatment plan and payment options.

2. Choose the payment plan that best suits your needs.

3. Complete the quick and straightforward application process.

4. Start your treatment immediately upon approval.

Health Funds and Rebates

We are pleased to accept all major health funds and offer on-the-spot claiming through HICAPS. This means you only need to pay the gap fee on the day of your appointment. Our friendly team can help you understand your benefits and maximise your rebates.

Child Dental Benefits Schedule (CDBS)

The Child Dental Benefits Schedule provides eligible children aged 2-17 with access to essential dental services. Coastal Smiles proudly participates in the CDBS, ensuring that children receive the dental care they need without financial stress.

Contact Dentist Dee Why

If you have any questions about our payment options or need assistance with your application, please don’t hesitate to contact us. Our team is here to help you every step of the way.